The Kansas City-based platform earned its place on the Top 10 Accounts Receivable Solutions list published August 19 by offering a marketplace where suppliers set their own terms for early payment. Unlike standard software that merely streamlines administrative workflows, C2FO uses its patented Name Your Rate technology to convert verified invoices into cash. This approach provides debt-free liquidity, allowing suppliers to bypass the wait times inherent in standard invoice cycles.
C2FO Earns Spot on Finance Chief's Top 10 AR Solutions List
While most accounts receivable platforms focus on automating back-office paperwork, C2FO has distinguished itself by turning approved invoices into immediate liquidity. This shift in strategy, recognized by Finance Chief in its latest rankings, bypasses traditional lending to keep capital moving through global supply chains.

In an era defined by volatile interest rates and restricted access to capital, the model addresses a board-level concern for companies of all sizes. Ragui Selwanes, President and COO of Americas at C2FO, noted that the platform’s goal is to ensure businesses receive capital the moment work is completed. Because the process relies on the buyer’s own cash or capital from a banking network, no loans are issued and no collateral is required. Since its 2008 founding, the firm has facilitated over $525 billion in funding across 180 countries, an impact that extends to job creation by freeing up cash that would otherwise remain trapped in receivables.



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